An older man with a gray beard looks solemnly into the camera.

Keep your living standard

Because I dislike cutting back on things, even after retiring.

Maintaining your standard of living: Get things on track today, not after retirement


“Thanks to comprehensive financial planning, you can live off your saved assets for longer—and often at a higher level.”


When people hear the word “retirement,” they usually immediately think of relaxation and freedom. The illusion here is that, until you retire, your finances are anything but “relaxed”. What income can you generate from your assets? Or from your pension? Or from any investments you might have? Statistically speaking, many people fail to align their investment horizon with their other life plans. These three expert tips provide some valuable guidance for planning the next phase of your life in a well-informed manner.


Milestones along the path to retirement 

The growing importance of pensions: “Take responsibility!”


  • Pensions from 1st and 2nd pillars = should reach 60% of the most recent salary and enable previous lifestyle to be continued
  • The higher the income, the greater the gap 

Free assessment of your retirement situation

Get your retirement and financial plans up to date with advice from our knowledgeable experts. Arrange a free initial consultation* or call us.

*The initial consultation is suitable for people who have multiple sources of assets, property, and/or pension plans, who wish to assess their overall situation and identify potential optimizations as well as get investment ideas. The duration of the free initial consultation is 60 minutes.

During the initial consultation, we will discuss the following questions with you:

  • What factors should you consider for early retirement?
  • How can you optimize your retirement finances?
  • What retirement benefits can you expect?
  • What projects and investments are you planning for the future?
  • What is the best asset structure for your 2nd and 3rd pillar savings?

Our wealth and financial planners

Portrait von Tobias Vinzent - Head Wealth Planning

Tobias Vinzent

Head Wealth Planning

Portrait of Bettina Rösch, Head Wealth Services CH at Vontobel

Bettina Rösch

Head Wealth Services CH

Portrait of Burak Ak, Head Financial Planning at Vontobel

Burak Ak

Head Financial Planning

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Monday through Friday, 8 a.m. to 6 p.m.

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