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Prepare your early retirement

Choose the best option for your needs by considering different scenarios.

Early retirement—step by step


“Many people are already on the home stretch when they realize that their assets are not keeping pace with their retirement plans.”

 

Planning for retirement is crucial, especially if your goal is early retirement or partial retirement. Either way, these three expert tips provide some valuable guidance for entering the next phase of your life well-prepared. 

Milestones on the path to early retirement

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Develop a withdrawal strategy


When you retire, you can no longer rely on earned income to cover your expenses. In other words: You need to have solid retirement plans in place. But it is not just about how much wealth and retirement capital you have accumulated—how you withdraw it is just as important. Would you like to understand how different forms of withdrawal will impact your tax obligations for the rest of your life?


Arrange a consultation

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Partial retirement or working part-time

By reducing your working hours—with or without drawing retirement benefits—you can continue to earn an income, contribute to your retirement savings and remain either partially or fully insured with your pension fund. This gives you more flexibility to access your retirement savings, and it also offers potential tax benefits. It is important to note that the corresponding options may vary depending on the pension fund, your employer or the tax situation in your canton.

 

Arrange a consultation

Free assessment of your retirement situation

Get your retirement and financial plans up to date with advice from our knowledgeable experts. Arrange a free initial consultation* or call us.

*The initial consultation is suitable for people who have multiple sources of assets, property, and/or pension plans, who wish to assess their overall situation and identify potential optimizations as well as get investment ideas. The duration of the free initial consultation is 60 minutes. 

During the initial consultation, we will discuss the following questions with you:

  • What factors should you consider for early retirement?
  • How can you optimize your retirement finances?
  • What retirement benefits can you expect?
  • What projects and investments are you planning for the future?
  • What is the best asset structure for your 2nd and 3rd pillar savings?

Download your checklist for retirement preparation

After submitting the form, you will receive an email that will enable you to download the document.

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Our wealth and financial planners

Our experts bring our promises to life—let’s talk.

Alexander Spillmann

Alexander Spillmann

Head Pension Solutions

Portrait of Bettina Rösch, Head Wealth Services CH at Vontobel

Bettina Rösch

Head Wealth Services

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Burak Ak

Head Financial Planning

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